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An error has occurred Select a new credit plan Welcome , setup new Plan Let's check if you're eligible Complete your application Identity check Check your details Your credit plan is approved Already a Your Plan customer? Welcome back Unfortunately we were unable to verify you Reviewing your application Your credit plan is set up Security check Security check Continue your saved application You're pre-approved You are being redirected

Your account has a credit limit of £ with available to spend today. Choose your new plan below
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Your Details
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Select Buy Now, Pay Later? ?

Important: If you don't pay off the full amount by interest will be calculated from the date of purchase and added to your monthly payments. Your first monthly repayment will be due on .

Select Interest Free For
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This check will not affect your credit rating ?

To add to your existing Your Plan account please visit your nearest store.
Find a store near you

Check to see if you are eligible without affecting your credit rating. All fields below are mandatory.


Personal details


Address details

Provide either the house name or house number

Please choose your address

Is your address not in this list? Please enter address yourself

No addresses found.

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Previous address

Provide either the house name or house number

Please choose your address

Is your address not in this list? Please enter address yourself

No addresses found.

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Second previous address

Provide either the house name or house number

Please choose your address

Is your address not in this list? Please enter address yourself

No addresses found.

Please search again or enter address yourself


Employment details

The total annual income of your household, before tax.

You have filled in an income below £ 10,000

Please confirm if this is correct or change the amount

Confirm

By completing and submitting your details, you agree to Creation sharing these with credit-reference agencies who'll use them to check your eligibility.  For no other reason will we share or use your details which will be kept confidentially.  This check won't affect whether you can get credit in the future, or be seen by any other lender.  If you are eligible, you can continue your application.

This check does not affect your credit rating.

You're eligible to apply

To complete your application, please provide the following details.


Personal details

Providing your email address and mobile number will help you to stay in control of your account and keep your account secure.


Bank details


Employment & income details


To verify your identity, we need you to authorise a debit-card or credit-card payment of £1.01. We will refund this amount to you immediately, and will not store your card details on our system.

Secure ID check  


Card details


Proof of ID

Please select a form of proof of identity.

Please check and confirm the details below are correct. Use the Edit button to correct any mistakes.


Your Marketing Preferences

When describing marketing preferences below, Creation refers to Creation Consumer Finance Limited and its parent, Creation Financial Services Limited. 

Creation will send you, by post, promotions and information about their products and those of Currys PC World, but they will only send these if they think they'll be of interest to you.

Creation would also like to send you emails and share limited information about your account with Currys PC World for them to email you offers linked to your account with us. Please tick the boxes below if you'd like to receive these.

Updating your marketing preferences

You can change your mind on what you receive from Creation and how at any time via your Online Account Manager or drop us an email: customerenquiries@creation.co.uk or you can write to us at Creation Consumer Finance Limited at Chadwick House, Blenheim Court, Solihull, West Midlands, B91 2AA.

Personal details

Name:
 
Marital status:
, dependants
Were you born in the UK?:
Country of birth:
Nationality:
Date of birth:

Personal details


Contact details

E-mail address:
Mobile:
Home number:

Contact details

Providing your mobile number will help you to stay in control of your account and keep your account secure.


Address details

Current address:
Time at address:
year(s)
Previous address:
Time at address:
year(s)
Second previous address:
Time at address:
year(s)
Residential status:

Address details

Provide either the house name or house number

Please choose your address

Is your address not in this list? Please enter address yourself

No addresses found.

Please search again or enter address yourself

Previous address

Provide either the Housename or Housenumber

Please choose your address

Is your address not in this list? Please enter address yourself

No addresses found.

Please search again or enter address yourself

Second previous address

Provide either the house name or house number

Please choose your address

Is your address not in this list? Please enter address yourself

No addresses found.

Please search again or enter address yourself


Employment details

Employment status:
Are you a statutory director / board member?:
Employment sector:
Employer name:
Company name:
Is your employer based in the UK?:
Is your business based in the UK?:
Employer country:
Country your business is based:
Time at employer (years):
Household income:
£

Employment details

The total annual income of your household, before tax.

You have filled in an income below £ 10,000

Please confirm if this is correct or change the amount

Confirm

Bank details

Account:
Sort code:
Time at bank:
year(s)

Your bank details cannot be changed because you have a pending payment.

Bank details


Card details

Cardholder name:
Card type:
Cardnumber:

We will not store your card details and only use it to perform an identity check.

Identity check

We need to verify your identity. To do this we need your credit or debit card details to perform an identity check. Your card details will NOT be stored and will NOT be used for any payment.

Even though you already provided this information previously we have to ask you to enter it again because we did not store this sensitive data on our server for security reasons.

Card details


Proof of ID

ID method:

The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance or employment. Further details of how your information will be used by us and these fraud prevention agencies, and your data protection rights, can be found at https://www.creation.co.uk/cifas-fair-processing-notice

In order to process your application we will supply your personal information to credit reference agencies (CRAs) and they will give us information about you, such as about your financial history. We do this to assess creditworthiness and product suitability, check your identity, manage your account, trace and recover debts and prevent criminal activity. We may also search the files of the Land Registry.

We will continue to exchange information about you with CRAs while you have a relationship with us, including about your settled accounts and any debts not fully repaid on time. Your data will also be linked to the data of your spouse, any joint applicants or other financial associates.  The CRAs will have to place a search footprint on your credit file when we make a search and this may be seen by other lenders.

The identities of the CRAs, and the ways in which they use and share personal information, are explained in more detail at www.experian.co.uk/crain or www.equifax.co.uk/crain or www.callcredit.co.uk/crain


You have chosen to have your goods delivered to an alternative address


You’re not eligible for Your Plan

Based on our scoring you have not passed our eligibility check for credit. This check has not affected your credit rating.

Our decision is based upon information we have received from a Credit Reference Agency. If you would like a copy of your credit file, please click here for more information.

Based on our scoring you have not passed our eligibility check for credit.

Our decision is based upon information we have received from a Credit Reference Agency. If you would like a copy of your credit file, please click here for more information.

Please select another payment method in the checkout: Back to checkout

Your Plan application has not been approved

This decision is based upon information we have received from a Credit Reference Agency.

If you would like a copy of your credit file, please Click here for more information.

To pay another way, please Back to checkout

We're sorry your application has been declined on this occasion

Our decision is based upon information we received from a Credit Reference Agency. You're welcome to contact Equifax for a copy of your consumer file.                                                                                                                                                                                                    Equifax Limited, Customer Service Centre, PO Box 10036, Leicester LE3 4FS      Telephone number: 0800 014 2955

Click here for more information.

To pay another way, please Back to checkout

Account registration required

To use your Your Plan account you first need to register

Please click the link below to proceed

In order for you to be able to set up a new plan, we need to verify who you are

Please use the below link to the Online Account Manager to sign in to Your Plan. Alternatively you can also reset your password or contact us using the link below

Unfortunately we are unable to process your application at this time.

Please call 0371 376 9318 to speak to a member of our Sales Team. They are available: Mon.-Fri. 8:30am - 8pm, Sat. 9am - 6pm, Sun.10am - 4pm. Calls may be recorded. Calls charged at basic rate. The number provided may be included as part of any inclusive call minutes provided by your phone operator.

Your credit plan is setup for £

Please e-sign your agreement to complete your purchase.

Your Current Basket

Cash price: £
Deposit: £
Total amount of credit: £
Buy now pay later period:
Number of payments:
Monthly payment amount: £
Total amount payable: £
Purchase interest rate:
Plan ends:
Credit limit: £

Future Purchases

A Your Plan credit account also gives you a credit limit you can use to shop in future.

Representative Example

Representative: 24.9% APR
Rate of interest: 24.9%
Assumed credit limit: £1200

See your monthly payments in the chart below

We're reviewing your application

Clock

What happens next?

  • We'll email you with our decision - usually in under 15 minutes if you're applying between 09:00 and 21:00, or otherwise in 24 hours
  • If your credit application is approved, you can pay by Your Plan at one of our stores - your email will detail how, OR
  • If you don't want to wait, you can return to checkout now and pay for your order by card

 

Your Plan application is now complete

Identity check

To verify your identity, we need you to authorise a debit-card or credit-card payment of £1.01. We will refund this amount to you immediately, and will not store your card details on our system.


Card details

Provide SMS security code

For security reasons we need to verify your identity. To do so we have sent a security code to your mobile, please enter the code here:

You can skip the SMS security check and use your debit or credit card to confirm your identity.

Provide SMS security code

It looks like you already have an account. For security reasons we have sent a confirmation code to your mobile. Please provide the code to continue.

Not received the code? You can try to send the code again.. send the code again..

The SMS code has been sent.

Provide security code

We take privacy seriously. Please provide your personal application security code to continue your application.

Your Plan is pre-approved for a credit limit of £.

Subject to some further ID checks in store

To proceed to purchase

You’ll need to visit your local Currys PCWorld store so that we can complete the final checks. You will need to –

  1. Press the button below to activate the Your Plan ID
  2. Print off this page or bring in the e-mail we’ll send you upon activation.
  3. Bring a Credit/Debit card registered to your home address in your name and one of the below forms of ID
    Full UK driving licence
    Valid UK or international Passport
    Utility bill (electric, gas, water or landline telephone, dated within the last 3 months)
    Bank/Credit card statement (dated within the last 3 months)
  4. Don’t forget when in store you will be able to choose your monthly repayments and pay a deposit.
  5. And if your purchase is applicable, you will be offered any current promotional credit offers (eg Interest free or buy now pay later)

Your Plan ID Number

Your Plan ID:
Credit limit: £, Application Code Expiry Date:

Activate Your Plan ID

Prior to visiting your local Currys PCWorld, you will need to activate Your Plan ID

The application code has been sent.


Instructions to in-store colleague

  • Create the customer sale in eclipse and select Total
  • Select Your Plan and then Pre Approval
  • Scan the barcode and follow the on screen instructions to complete the Sale
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Your monthly payments

  •  Demo Plan
  • Monthly: £234.56
  • Ends: JUL 1975

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