or

An error has occurred Choose a new credit plan Welcome , Choose your payment plan Illustrative example Check your eligibility Complete your application Verify your identity Review your details Review your details Verify your identity Verify your identity Verify your identity Great News! You're approved! You are approved Have a Currys flexpay account? No account found Unfortunately we were unable to verify you Reviewing your application All complete Your account is all set up and you’re ready to shop Security check Security check Continue your saved application You're pre-approved You are being redirected

If accepted for an account, your credit limit will be provided to you. When you purchase, you will be able to choose any term between 12 and 36 months. You’ll now receive a welcome email to register for your online account. It’s where you can manage your account, view any purchases & statements and make overpayments if you choose.
Your account has a credit limit of £ with available to spend today. Choose your new plan below

Confirm your Currys flexpay plan

You have a number of options available.

Ensure you review them and confirm the best plan for you.

Your preferred credit plan may no longer be available.

Please review and choose a plan below.

Your basket qualifies for interest free credit. Your Plan gives you a credit account for this and future purchases. You will be offered a personalised APR which will be determined by Creation.

Currys flexpay account gives you a credit account for this and future purchases. You will be offered a personalised APR which will be determined by Creation. Prices displayed are based on 29.9% Representative APR (variable).

Cash price:

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£
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monthly payments
£
Deposit £
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per month
£ .
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Buy now, pay later
1
1
Your Details
2
2
ID Check
3
3
Review
4
4
Decision
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Great news! You're eligible to apply for an account with a credit limit of £

Your personalised account APR (variable) is . This doesn't apply to 0% or other interest rate promotions.


This may impact the cost of credit for your purchase. For more information on how we decide your personalised APR click here

Monthly payments

Buy now, pay later

Repayments only start once you make a purchase

Confirm your plan between 12 and 36 months

Your basket qualifies for interest free credit

Your basket qualifies for a low interest rate of 

A longer plan will cost you more to repay overall.
Confirm pay interest free for
Confirm pay monthly, low interest for
Confirm your buy now, pay later offer period

Important: Pay as much or as little as you like during the offer period. Choosing to defer the first payment increases the monthly payment due to interest charges. Interest is charged from the date of purchase. If you don't pay off the full amount before interest will be charged from the date of purchase on the outstanding balance and will be payable as part of the monthly payments. Interest will not be charged on any amount you have paid by this date even if the amount you pay does not pay the total amount of credit in full. Your first monthly payment will be due on

?

This check will not affect your credit rating ?

To add to your existing Your Plan account please visit your nearest store.
Find a store near you

It takes under two minutes, with no impact on your credit score.

It takes under two minutes, with no impact on your credit score.

When you've completed this page, we'll tell you if you're likely to be accepted, your credit limit and your personalised APR, which will be set based on your individual circumstances.

Personal details

Address details


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Previous address


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No addresses found.

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Second previous address


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No addresses found.

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Employment details



Your monthly net income is greater than £6,000 per month

Please check this is correct as you may have entered your annual income. Click confirm to either continue with the application or amend the income. Entering an incorrect income could affect our final decision

Confirm

By completing and submitting your details, you agree to Creation sharing these with Credit Reference Agencies and Currys Group Limited. Creation will use this information to carry out this eligibility check. We may use your data to contact you for feedback on how we could improve our application journey, but we will not share or use your data for any other reason and will keep it confidential. This check won’t affect whether you can get credit in the future, or be seen by any other lender. If you are eligible, you can continue your application.

OR

Need a Currys flexpay account?

It’s easy to apply, and we’ll check your eligibility for an account upfront. It takes under two minutes, with no impact on your credit score.
Currys flexpay is a credit account you can use every time you shop in Currys to pay for your tech. It comes with a credit limit and a personalised APR based on your individual circumstances.
 

To apply you need to...

  • Be aged between 18 and 80
  • Have a minimum net annual income of £10,000
  • Have been a UK resident for at least 3 years
  • Provide a telephone number
  • Have a bank account in your name which Direct Debits can be taken from
  • Have a full UK driving licence, valid UK or international passport or an electricity bill (from within the last 3 months)

We need some information about your income and monthly spend

We need to verify your identity

We need some information about your income and monthly spend

We need to verify your identity

? ?
It's simple and secure - we'll connect to your banking app using our partner, consents.online.
  • Quickly give us one time access to your last 12 months of bank transactions
  • It'll take less than 4 minutes
  • You'll get an instant decision
It's simple and secure - we'll connect to your banking app using our partner, consents.online.
  • It only takes 2 minutes
  • You'll get an instant decision
  • Use the account entered for the Direct Debit
We need you to complete this within 15 minutes using the account you entered for your Direct Debits.
You need to complete this within 15 minutes.
? ?
It's simple and secure - we'll connect to your banking app using our partner, consents.online.,
  • Quickly give us one time access to your last 12 months of bank transactions
  • It'll take less than 4 minutes
  • You'll get an instant decision
It's simple and secure - we'll connect to your banking app using our partner, consents.online.
  • It only takes 2 minutes
  • You'll get an instant decision
We need you to complete this within 15 minutes using the account you entered for your Direct Debits.
You need to complete this within 15 minutes using the account you entered for your Direct Debits.
 
Click below to connect.
 

We're sorry, we can't resend the message again. Please click 'Continue without connecting account'.

To connect to your bank account consents.online use Open Banking. For more information on Open Banking see our FAQs.
Open Banking bottom image

We've sent you a link by text and email to the mobile number and email address on your application

Please connect to your bank account on your mobile - you need to complete this within 15 minutes.

If you didn't receive a text or email with your link please click here and we'll send the link again.

We're sorry, we can't resend the message again. Please click 'Continue without connecting account'.

Sent successfully

We're processing your information

Great news! You're eligible to apply for an account with a credit limit of £

Great news! You're eligible to apply for an account with a credit limit of £

Your personalised APR (variable) is . This doesn't apply to 0% or other interest rate promotions.

For information on how we decide your personalised APR
click here

Just a few more questions and identification details are needed to complete your application.

Personal details

This is so we can get in touch if we need to regarding your application or account.

Bank details

Only provide details for a bank account where you have the authorisation to set up a direct debit. To read the Direct Debit Guarantee click here.

Employment & income details

To verify your identity, we need you to authorise a Debit or Credit Card payment of £1.01. Don’t worry, we’ll refund this amount to you immediately, and won’t store your card details on our system.

Secure ID check  

Card details

Proof of ID

Please select a form of proof of identity.

Scan your Driver’s Licence : ?
Click the camera to scan. (When you scan your proof of ID, your details will be shared with a third party to populate your application.)
Scan your Passport : ?
Click the camera to scan. (When you scan your proof of ID, your details will be shared with a third party to populate your application.)
Or enter your details here:

Proof of identity

Select proof of identity.

Scan your Driver’s Licence : ?
Hold your phone in landscape (Horizontally). Place your Licence on a flat surface and keep it steady, fully within the frame, for up to eight seconds. When you scan your proof of ID, your details will be shared with a third party in order to populate your application.
Scan your Passport : ?
Hold your phone in landscape (Horizontally). Place your passport photo page on a flat surface and keep it steady, fully within the frame, for up to eight seconds. When you scan your proof of ID, your details will be shared with a third party in order to populate your application.
Or enter your details here:

Proof of ID

Please select a form of proof of identity.

Card details

Proof of ID

Please select a form of proof of identity.

Please check and confirm the details

Your Marketing Preferences

Your Currys flexpay account is provided by Creation*. Creation would like to send you special offers and promotions by post, email, SMS and via your Online Account Manager. If you don't want to receive special offers by email and SMS please change to "No". Manage your marketing preferences in your Online Account Manager or Creation Finance App.

*Credit issued by Creation Consumer Finance Limited.

Please note if you change your details this may affect your eligibility and your personalised APR %

Name:
 
Marital status:
Nationality:
Date of birth:
Edit

E-mail address:
Mobile:
Edit

Providing your mobile number will help you to stay in control of your account and keep your account secure.

Current address:
Time at address:
year(s)
Previous address:
Time at address:
year(s)
Second previous address:
Time at address:
year(s)
Residential status:
Edit


Enter manually | Search again

Provide either the house name or house number

Enter address manually

Please choose your address

Is your address not in this list? Please enter address yourself

No addresses found.

Please search again or enter address yourself

Previous address


Enter manually | Search again

Provide either the Housename or Housenumber

Enter address manually

Please choose your address

Is your address not in this list? Please enter address yourself

No addresses found.

Please search again or enter address yourself

Second previous address


Enter manually | Search again

Provide either the house name or house number

Enter address manually

Please choose your address

Is your address not in this list? Please enter address yourself

No addresses found.

Please search again or enter address yourself

Employment status:
Are you a statutory director / board member?:
Employment sector:
Is your employer based in the UK?:
Is your business based in the UK?:
Employer country:
Country your business is based:
Personal monthly net income:
£
Partner monthly net income:
£
Edit

Your net monthly income is greater than £6,000 per month £

Please check this is correct as you may have entered your annual income. Click confirm to either continue with the application or amend the income. Entering an incorrect income could affect our final decision

Confirm
Account:
Sort code:
Time at bank:
year(s)
Edit

Your bank details cannot be changed because you have a pending payment.

ID method:

The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance or employment. Further details of how your information will be used by us and these fraud prevention agencies, and your data protection rights, can be found at https://www.creation.co.uk/cifas-fair-processing-notice . Or if you would like to read a copy of this now, let the sales assistant know and they can open the website for you to view

In order to process your application we will supply your personal information to credit reference agencies (CRAs) and they will give us information about you, such as about your financial history. We do this to assess creditworthiness and product suitability, check your identity, manage your account, trace and recover debts and prevent criminal activity. We may also search the files of the Land Registry.

We will continue to exchange information about you with CRAs while you have a relationship with us, including about your settled accounts and any debts not fully repaid on time. Your data will also be linked to the data of your spouse, any joint applicants or other financial associates.  The CRAs will have to place a search footprint on your credit file when we make a search and this may be seen by other lenders.

The identities of the CRAs, and the ways in which they use and share personal information, are explained in more detail at:
www.experian.co.uk/crain or
www.equifax.co.uk/crain or
www.transunion.co.uk/crain.

You have chosen to have your goods delivered to an alternative address

You’re not eligible for a Currys flexpay account

You have not passed the eligibility check for a Currys flexpay account

This has not affected your credit rating

Our decision is based upon information you have provided, alongside information received from Credit Reference Agencies

The credit reference agency we consulted was Equifax

The credit reference agency we consulted was Experian

The credit reference agency we consulted was Transunion

The credit reference agencies we consulted were Equifax and Experian

The credit reference agencies we consulted were Equifax and Transunion

The credit reference agencies we consulted were Experian and Transunion

The credit reference agencies we consulted were Equifax, Experian and Transunion

To understand how we make our decisions and contact details of the credit reference agencies used in this decision click here.

Back to checkout Back to Homepage

Your Currys flexpay account application has not been approved

Our decision is based upon information you have provided, alongside information received from Credit Reference Agencies

The credit reference agency we consulted was Equifax

The credit reference agency we consulted was Experian

The credit reference agency we consulted was Transunion

The credit reference agencies we consulted were Equifax and Experian

The credit reference agencies we consulted were Equifax and Transunion

The credit reference agencies we consulted were Experian and Transunion

The credit reference agencies we consulted were Equifax, Experian and Transunion

To understand how we make our decisions and contact details of the credit reference agencies used in this decision click here.

Back to checkout Back to Homepage

We're sorry your application has been declined on this occasion

Our decision is based upon information we received from a Credit Reference Agency. You're welcome to contact Equifax for a copy of your consumer file.                                                                                                                                                                                                    Equifax Limited, Customer Service Centre, PO Box 10036, Leicester LE3 4FS      Telephone number: 0800 014 2955

Click here for more information.

To pay another way, please Back to checkout

We’re unable to match your details. To use Currys flexpay, you'll need an active account.

To see if you’re eligible to apply: go back to checkout, click ‘Continue’ at the bottom of the page and then click ‘Check eligibility’.

In order for you to be able to set up a new plan, we need to verify who you are

Please use the below link to the Online Account Manager to sign in to Your Plan. Alternatively you can also reset your password or contact us using the link below

Unfortunately we are unable to process your application at this time.

Please call 0371 376 9318 to speak to a member of our Sales Team. They are available: Mon.-Fri. 8:30am - 8pm, Sat. 9am - 6pm, Sun.10am - 4pm. Calls may be recorded. Calls charged at basic rate. The number provided may be included as part of any inclusive call minutes provided by your phone operator.

Your credit plan is setup for £

Please e-sign your agreement to setup your account

Your credit plan is setup for £ and your account credit limit is £

The credit limit for your account is £

You updated your details on the review page and this has impacted your APR

Your personalised account APR (variable) for purchases is . This does not apply to 0% or other interest rate promotions.

Please e-sign your agreement to setup your account

This purchase

Illustrative example

Cash price: £
Deposit: £
Total amount of credit: £
Buy now, pay later period:
Number of payments:
Monthly payment amount: £
Total amount payable: £
Purchase interest rate:
Plan ends:
Credit limit: £

Future purchases

Currys flexpay offers a credit account with a reusable credit limit for online or in-store purchases £99 and over.

Representative example

Representative: 29.9% APR (variable)
Interest rate variable: 29.9%
Assumed credit limit: £1200

Personalised representative Example

Representative: APR (variable)
Interest rate variable:
Assumed credit limit: £1200

See your monthly payments in the chart below

We're reviewing your application

Clock

What happens next?

  • We'll email you with our decision - usually in under 15 minutes if you're applying between 09:00 and 21:00, or otherwise in 24 hours
  • If your credit application is approved, you can pay by Your Plan at one of our stores - your email will detail how, OR
  • If your credit application is pre-approved, you will need to go to one of our stores, to validate your identity and make your first purchase on credit – your confirmation email will contain full details.
  • If you don't want to wait, you can return to checkout now and pay for your order by card

 

Back to Homepage

Your Currys flexpay account is now open.

How do I spread the cost shopping online?

  1. Register for your online account here
  2. Check out our range of amazing tech at currys.co.uk
  3. Add your items to the basket and, at Checkout, choose Credit as your way to pay
  4. Select your flexpay plan, click Continue and then Login with your account details. We’ll send you a text to make sure it’s you.

How do I spread the cost shopping instore?

  1. Visit one of our Currys store. You’ll need to remember your mobile phone, as we’ll send you a text to make sure it’s you.
  2. Choose your product, then speak to one of our colleagues
  3. Tell them that you have an account with us
  4. They’ll do the rest
Register for your online account Back to Currys
Credit available on purchases of £99 and over, 29.9% APR Representative.

Identity check

To verify your identity, we need you to authorise a debit-card or credit-card payment of £1.01. We will refund this amount to you immediately, and will not store your card details on our system.

Card details

Provide SMS security code

For security reasons we need to verify your identity. To do so we have sent a security code to your mobile, please enter the code here:

You can skip the SMS security check and use your debit or credit card to confirm your identity.

Provide SMS security code

It looks like you already have an account. For security reasons we have sent a confirmation code to your mobile. Please provide the code to continue.

Not received the code? You can try to send the code again.. send the code again..

The SMS code has been sent.

Provide security code

We take privacy seriously. Please provide your personal application security code to continue your application.

Your Currys flexpay account is pre-approved for a credit limit of £.

Subject to some further ID checks in store

To proceed to purchase

You’ll need to visit your local Currys PCWorld store so that we can complete the final checks. You will need to –

  1. Press the button below to activate the Your Plan ID
  2. Print off this page or bring in the e-mail we’ll send you upon activation.
  3. Bring a Credit/Debit card registered to your home address in your name and one of the below forms of ID
    • Full UK driving licence
    • Valid UK or international Passport
    • Utility bill (electric, gas, water or landline telephone, dated within the last 3 months)
    • Bank/Credit card statement (dated within the last 3 months)
  4. Don’t forget when in store you will be able to choose your monthly repayments and pay a deposit.
  5. And if your purchase is applicable, you will be offered any current promotional credit offers (eg Interest free or buy now pay later)

Your Currys flexpay ID Number

Your Plan ID:
Credit limit: £, Application Code Expiry Date:

Activate your Currys flexpay ID

Prior to visiting your local Currys, you will need to activate Your Plan ID

The application code has been sent.


Instructions to in-store colleague

  • Create the customer sale in eclipse and select Total
  • Select Your Plan and then Pre Approval
  • Scan the barcode and follow the on screen instructions to complete the Sale
Something went wrong

We’re just creating your e-sign documents
 

Oops! Sorry, there seems to have been a problem.

 
We’re very sorry we’re experiencing a technical problem on this page.
 
 
 

We're busy reviewing your application

This will only take a short moment, one moment please...

You are being redirected. One moment please...

Please check and confirm the details

Your Marketing Preferences

Your Currys flexpay account is provided by Creation*. Creation would like to send you special offers and promotions by post, email, SMS and via your Online Account Manager. If you don't want to receive special offers by email and SMS please change to "No". Manage your marketing preferences in your Online Account Manager or Creation Finance App.

*Credit issued by Creation Consumer Finance Limited.

Please note if you change your details this may affect your eligibility and your personalised APR %

Name:
 
Marital status:
Nationality:
Date of birth:
Edit

E-mail address:
Mobile:
Edit

Providing your mobile number will help you to stay in control of your account and keep your account secure.

Current address:
Time at address:
year(s)
Previous address:
Time at address:
year(s)
Second previous address:
Time at address:
year(s)
Residential status:
Monthly mortgage/rent
£
Edit


Enter manually | Search again

Provide either the house name or house number

Enter address manually

Please choose your address

Is your address not in this list? Please enter address yourself

No addresses found.

Please search again or enter address yourself

Previous Address


Enter manually | Search again

Provide either the Housename or Housenumber

Enter address manually

Please choose your address

Is your address not in this list? Please enter address yourself

No addresses found.

Please search again or enter address yourself

Second previous address


Enter manually | Search again

Provide either the house name or house number

Enter address manually

Please choose your address

Is your address not in this list? Please enter address yourself

No addresses found.

Please search again or enter address yourself

Employment status:
Are you a statutory Director / Board member?
Employment sector:
Is UK employer:
Is your business based in the UK?
Employer country
Country your business is based
Personal Monthly Net Income
£
Partner Monthly Net Income
£
Edit

Your net monthly income is greater than £6,000 per month £

Please check this is correct as you may have entered your annual income. Click confirm to either continue with the application or amend the income. Entering an incorrect income could affect our final decision

Confirm
Account:
Sort code:
Time at bank:
year(s)
Edit

Your bank details cannot be changed because you have a pending payment.

ID method:

The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance or employment. Further details of how your information will be used by us and these fraud prevention agencies, and your data protection rights, can be found at www.creation.co.uk/cifas-fair-processing-notice

In order to process your application we will supply your personal information to credit reference agencies (CRAs) and they will give us information about you, such as about your financial history. We do this to assess creditworthiness and product suitability, check your identity, manage your account, trace and recover debts and prevent criminal activity. We may also search the files of the Land Registry.

We will continue to exchange information about you with CRAs while you have a relationship with us, including about your settled accounts and any debts not fully repaid on time. Your data will also be linked to the data of your spouse, any joint applicants or other financial associates.  The CRAs will have to place a search footprint on your credit file when we make a search and this may be seen by other lenders.

The identities of the CRAs, and the ways in which they use and share personal information, are explained in more detail at:
www.experian.co.uk/crain or 
www.equifax.co.uk/crain or 
www.transunion.co.uk/crain

You have chosen to have your goods delivered to an alternative address

Your Currys flexpay account is now open.

How do I spread the cost shopping online?

  1. Register for your online account here
  2. Check out our range of amazing tech at currys.co.uk
  3. Add your items to the basket and, at Checkout, choose Credit as your way to pay
  4. Select your flexpay plan, click Continue and then Login with your account details. We’ll send you a text to make sure it’s you.

How do I spread the cost shopping instore?

  1. Visit one of our Currys store. You’ll need to remember your mobile phone, as we’ll send you a text to make sure it’s you.
  2. Choose your product, then speak to one of our colleagues
  3. Tell them that you have an account with us
  4. They’ll do the rest
Register for your online account Back to Currys
Credit available on purchases of £99 and over, 29.9% APR Representative.

Your monthly payments

  •  Demo Plan
  • Monthly: £234.56
  • Ends: JUL 1975

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